Tori Dunlap — Money Expert

Tori Dunlap — Money Expert

@herfirst100k

building women's net-worth + self-worth💸 📕🎙️: Financial Feminist

Herfirst100k.com/quiz Joined 2020-03-14

2.4M

Followers

1.9K

Following

32.2M

Total Hearts

1.7K

Videos

18.5K

Avg Hearts/Video

7.62%

Engagement Rate

5.9y

Account Age

33.7K

Followers/Month

451.5K

Hearts/Month

24.5

Videos/Month

Account Overview

What This Report Covers

This creator ranks 546 out of 1349 tracked accounts and holds 2.4M followers, which is 2.2 times the median size of 1.1M. This makes the account a mid-tier name in your ecosystem. The growth trajectory is steady as it gains 33.7K followers every month over its 5.9 year lifespan. Average views sit at 181.4K per video, which is well above what you would expect for an account of this follower size. The like rate of 7.16% exceeds the median of 4.93%, suggesting that the content resonates more effectively than average with its active viewers. The rest of this report breaks down the specific engagement trends and audience demographics.

Account Classification

Account Size Macro (1M+)
Account Age 2020-03-14
Verification Yes
Language EN
Follower Ratio 1.3K:1

Data Summary

Videos Analyzed 37
Avg Plays per Video 181,440
Avg Likes per Video 12,987
Engagement Rate 7.62%

Engagement Analysis

Based on 37 videos

This audience approves content at a rate well above the median. High engagement numbers rank this creator 479 out of 1349. The data shows a clear preference for archival value over immediate interaction. Saves represent the most frequent action at 0.815% while comments and shares sit at 0.291% and 0.175% respectively. These figures correspond to 1,500 saves, 528 comments, and 318 shares per video. The audience treats the content as a reference tool rather than a conversation starter. Brands should prioritize educational utility to capture this high intent for saving. Reach is inconsistent with a coefficient of variation of 4.09. Only two videos hit double the average reach while one reached five times the average. This profile indicates an active audience.

181.4K

Avg Plays/Video

13.0K

Avg Likes/Video

528

Avg Comments/Video

318

Avg Shares/Video

Engagement Quality Analysis

These use the median rather than the average, so one freak viral video cannot inflate them. They show the level a typical post on this account actually reaches.

148.2K

Median Plays

4.4K

Median Likes

240.0K

75th Percentile

4.5M

Top Video

5.76

Engagement per 1K Followers

Normalized influence metric

Total Engagement (Sample)

The combined likes, comments, shares and saves across only the recent videos we analysed, not the account's lifetime.

6,713,297

Total Plays

480,502

Total Likes

19,526

Total Comments

11,776

Total Shares

54,686

Total Saves

Engagement Ratios

Each action as a share of views. Likes-to-views is how often a viewer taps like; saves-to-views is how often they bookmark a video to return to; shares spread it to others. Higher saves and shares signal content people find worth keeping or passing on, not just watching.

Excellent for Macro

7.16%

Likes / Views

0.29%

Comments / Views

0.17%

Shares / Views

0.81%

Saves / Views

Likes at 7.16% are much higher than other actions, meaning viewers are more likely to like a video than comment or share it. The gap between likes and saves shows that engagement is mostly passive rather than active.

Viral Hit Rate

How often a video beats this account's own average views. The 2x figure is the share of videos that did at least twice the norm, the 5x figure at least five times. A higher rate means breakout hits happen more often rather than reach depending on rare spikes.

5.40%

2x Avg (2 of 37)

0%

5x Avg (1 of 37)

Consistency Score

How steady the view count is from video to video, shown as a grade and a CV number. A lower CV and a better grade mean predictable reach on every post; a high CV means the views swing widely between hits and flops.

D

CV: 4.09

Lower CV = more consistent performance

Estimated Earnings

Revenue estimates based on follower count and average video performance

Sponsorship deals provide the primary revenue stream for this creator. A follower count of 2.4M suggests a potential sponsorship range of $10,000 to $24,000 per post. This high ceiling exists because brand deals scale with audience size. Creator Fund payouts are much lower since they pay only pennies per thousand views regardless of reach. The rank of 546 out of 1349 places this creator in a position where their name carries weight but does not command the highest premium. They sit well above the median, and their high engagement rate helps them stay toward the higher end of the potential pay scale. A buyer should view the upper limit of the sponsorship band as a ceiling to negotiate under rather than a fixed fee. At 181.4K average views, a quote near $20,000 suggests a cost per view of about $0.11. This helps a brand determine if they are paying for actual reach or just for the creator's specific influence. These are modelled estimates from public metrics, not disclosed earnings.

Creator Fund (Est. Monthly)

Based on avg 181.4K views/video

$89 – $178

$0.02 - $0.04 per 1,000 views

Sponsorship Value (Est. Per Post)

Based on 2.4M followers (Macro (1M+))

$12,000 – $28,800

Industry rate for macro (1m+) creators

Disclaimer: These are rough estimates based on publicly available industry benchmarks. Actual earnings vary by niche, audience demographics, brand deals, and individual negotiation. TikTok Creator Fund payouts fluctuate and are not guaranteed.

Content Strategy Analysis

Based on 37 videos

Short clips under 15 seconds perform best here compared to the longer segments. This specific format earns a much higher engagement rate than the 60 to 180 second bucket, creating a gap of several percentage points in total reach. Use short clips as your primary tool to capture attention quickly. Original audio is the standard for this account, showing a preference for brand identity over the easy lift of trending sounds. Captions stay brief at roughly 79 characters to keep the focus on the visual. Open settings for duets and stitches invite other creators to interact with the content. The standout video reached 24.8 times the usual view count with a balanced ratio of 32 likes per comment, proving it sparked active discussion rather than just passive scrolling. Average views near 181k indicate a stable, established audience for this creator.

Video Duration Breakdown

How the account's recent videos split across length bands. It shows the format the creator leans on, from very short clips to long-form.

27s

Average Duration

<15s
18
15-30s
7
30-60s
7
1-3min
5

The account favors videos under 15 seconds with 18 total instances. This segment represents the most common length for content on the profile.

Original Sound Usage

Percentage of videos using the creator's own audio

75.70%
28 of 37

Posting Patterns & Optimal Timing

Based on 37 videos

This creator follows a sparse high-production cadence because they maintain an elite follower rank despite posting well below the field median. Her content strategy favors quality over volume as evidenced by her high average view counts relative to her low weekly output. This pace has remained steady for nearly three years, establishing it as a durable habit even if the specific gaps between posts vary well. You can expect sporadic drops rather than a predictable daily drumbeat. New content most frequently lands on Tuesday and Thursday. Saturday remains the quiet day for new uploads. Marketers should plan around these specific windows to align with her infrequent but high-impact releases.

Posting Frequency

How often the account posts, against the typical tracked creator. It tells you whether to expect a steady stream or occasional drops.

Videos per Week 0.3
Avg Gap Between Posts 614.8h
Data Range 922 days

Most Active Days

Which days of the week new videos most often appear. These are upload times, when fresh content lands, not necessarily when the audience is watching.

Tuesday
9
Thursday
7
Friday
5
Saturday
4
Monday
4
Wednesday
4
Sunday
4

Posting Hours (UTC)

A heatmap of the hours (UTC) when this account publishes. Darker or taller blocks are the busier posting windows. Read it as the creator's release schedule, not their audience's active hours.

0h
3h
6h
9h
12h
15h
18h
21h

How to read these charts

A heatmap of the hours (UTC) when this account publishes. Darker or taller blocks are the busier posting windows. Read it as the creator's release schedule, not their audience's active hours.

The account posts most often on Tuesday and Thursday with a peak at 3:00 UTC. The volume is low at 0.3 posts per week.

Top Videos

Top 10 by play count

5.9M

Combined Plays (Top 5)

446.6K

Combined Likes (Top 5)

1.2M

Avg Plays per Top Video

Pinned Videos

Videos pinned to the top of @herfirst100k's profile page

Replying to @jovanihrnndz

Posted Jul 27, 2023

4.5M

Views

359.6K

Likes

11.4K

Comments

4.7K

Shares

25.6K

Saves

no hashtags — this video was meant to find you ❤️

Posted Oct 18, 2024

790.4K

Views

70.5K

Likes

2.8K

Comments

4.4K

Shares

25.4K

Saves

be your own sugar daddy 💸 Ib: @Payal Desai @Girls That Invest

Posted Aug 29, 2023

166.3K

Views

7.8K

Likes

543

Comments

413

Shares

931

Saves

Dec 09, 2025

yes I still recommend them

240.0K

Views

5.7K

Likes

134

Comments

187

Shares

660

Saves

⏲ 1m 20s ▶ 540p ♪ Original sound original sound – Tori Dunlap — Money Expert 576×1024
Dec 10, 2025

You need your own money. You need to have contributions going to your retirement accounts. You need to have financial security, even if you don’t have a traditional income.

189.9K

Views

2.9K

Likes

3.4K

Comments

933

Shares

420

Saves

⏲ 56s ▶ 720p ♪ Original sound original sound – Tori Dunlap — Money Expert 720×1280
Jan 11, 2026

this was crazy

130.2K

Views

3.1K

Likes

70

Comments

116

Shares

38

Saves

⏲ 7s ▶ 540p ♪ Original sound original sound – Tori Dunlap — Money Expert 576×1024
Dec 24, 2025

you need to read this book!!!! #moneytok #debtfree #educational

111.6K

Views

942

Likes

19

Comments

21

Shares

103

Saves

⏲ 6s ▶ 540p ♪ Shy Ronnie 2: Ronnie & Clyde - Album Version – The Lonely Island 576×1024
Dec 25, 2025

the best Christmas gift ever 😭

104.3K

Views

10.0K

Likes

73

Comments

208

Shares

270

Saves

⏲ 1m ▶ 720p ♪ What Was I Made For? [From The Motion Picture "Barbie"] – Billie Eilish 720×1280

2 more top videos for @herfirst100k

Full video-by-video breakdown with views, likes, comments, shares and saves.

Unlock all 10 videos

Free, takes 10 seconds

Top Hashtags

The hashtags this account uses most across the videos we analysed. They hint at the topics and communities the creator targets for reach.

Most Common Words

The words that show up most in this account's captions, with stopwords and hashtags removed. They sketch the verbal tone and recurring themes.

financial (7) need (6) feminist (5) re (4) free (3)

Top Sounds

The sounds this account uses most. A feed dominated by one original sound points to self-produced audio; a spread of trending tracks points to a creator riding sound trends for reach.

14 unique sounds
original sound - Tori Dunlap — Money Expert 23x
Shy Ronnie 2: Ronnie & Clyde - Album Version - The Lonely Island 2x
original sound - Bryan 1x
original sound - Z4H 1x
Silence... - City of Dawn 1x
Cycle Syncing Frequency - Still Haven 1x
Soft Music - Benjamin Shadows & Relaxing Music & Soothing Music 1x
Sogni ancora - Piero Piccioni 1x
sonido original - AbyfanAngelnodalbase💍 1x
Roc Steady (feat. Flo Milli) - Megan Thee Stallion 1x

Key Insights & Takeaways

Audience & Reach

The audience size sits at a 2.2x multiple of the median creator, placing this account well above average for reach. This positioning means a single campaign will achieve substantial breadth rather than targeting a niche pocket. The like rate exceeds the median by more than two percentage points. This higher engagement indicates that a brand message will land with greater impact per viewer compared to typical accounts in this category. This audience fits the financial services category because the high engagement rates and solid follower count support a firm positioning around money management.

Key Takeaways

Reach. Ranking 546 of 1349 means the following size is roughly in line with the median for this category. Engagement. A 7.16% like rate outperforms the 4.93% median, indicating high viewer interest in the content. Hit-rate. Only 5.4% of videos beat double the account average, showing a lack of consistent viral peaks.

Strengths

  • + Strong engagement rate above platform average
  • + Established follower base of 2,400,000
  • + Consistent growth at 33.7K followers/month
  • + Active posting schedule (0.3 videos/week)
  • + Verified account with platform credibility

Opportunities

  • ~ Optimize posting times for peak engagement windows
  • ~ Analyze top-performing content for replicable patterns
  • ~ Leverage geographic targeting for regional audiences
  • ~ Explore collaboration potential with similar creators

Summary

This analysis of @herfirst100k reveals a macro (1m+) TikTok presence with 2,400,000 followers. The account demonstrates an engagement rate of 7.62%, averaging 181.4K plays per video across 37 analyzed videos. Key strengths include 32.2M total hearts and verified status, with opportunities to further optimize timing and content strategy based on the patterns identified in this report.

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About This Analysis: This analysis is based on a snapshot of @herfirst100k's TikTok profile and recent videos. It evaluates content strategy, engagement patterns, and posting behavior. Metrics are based on 37 analyzed videos.

Data collected and analyzed by TKMetrics | Analysis date: Jul 1, 2026